geoscience.net logo
+ Resolve Article
+ Follow Us
Follow on FacebookFollow on Facebook
Follow on TwitterFollow on Twitter

+ Translate
+ Subscribe to Site Feed
GeoScience Most Shared ContentMost Shared Content

Demand for insurance by elderly persons: private purchases and employer provision


, : Demand for insurance by elderly persons: private purchases and employer provision. Health Economics 4(4): 315-326

Studies of the demand for health insurance by elderly persons often inadequately address the distinctions between those who receive insurance through a former employer and those who purchase insurance on their own. The failure to distinguish these two modes of supplementing Medicare can lead to an inability to identify the effects of important independent variables. Using data from the Survey of Income and Program Participation this paper examines the demand for employer provided health insurance among retired pensioners using a bivariate probit model with partial observability and compares these results to other models of insurance demand among elderly persons. The results indicate that unobserved factors reducing the probability of being offered employer provided insurance are associated with increased acceptance. A comparison of the employer provided results with results from other models of the demand for privately purchased insurance indicates that different independent variables may determine the probability of having these types of insurance. Previous studies of insurance that have not distinguished between these two types of insurance may not provide reliable estimates of the relationship between independent variables and the probability of insurance coverage.

US$29.90

PMID: 8528433


Other references

Bahr Albert; Mathiak Heinz, 1974: The preparation of sand and gravel; a survey. Erzmetall: , Pages 211-219. 1974.

Ebeling, W.; Feistel, R.; Feistel, S., 2013: On bifurcations in complex ecological systems with diffusion and noise. We investigate here several methods for the qualitative investigation of complex ecological systems including diffusion and noise. Assuming that the systems are described by diffusion equations or Fokker Planck equations, we formulate for gradient...

Olsson, R.; Giesler, R.; Persson, P., 2010: Adsorption mechanisms of glucose in aqueous goethite suspensions. The adsorption of glucose and polysaccharides onto solid surfaces is important in several areas of science and engineering including soil chemistry and mineral processing. In this work we have studied the adsorption of D-glucose at the water-goeth...

Stephansson Ove, 1978: Seismo-tectonics in Fennoscandia. Geologiska Foereningen i Stockholm Foerhandlingar 100(3): 239-245

Rohleder, A.; Wieben, E., 1986: Solid-phase processing of U2 snRNA precursors. HeLa cell cytoplasmic extracts contain both precursors to small nuclear RNA (snRNA) U2 and an activity that is capable of trimming these snRNA precursors to the size of mature U2. The substrate for this RNA processing reaction is the ribonucleopro...

Chase, S.C.; Taylor, B.J.; Cross, T.J.; Coffman, K.E.; Olson, L.J.; Johnson, B.D., 2017: Influence of Thoracic Fluid Compartments on Pulmonary Congestion in Chronic Heart Failure. Pulmonary congestion is a common finding of heart failure (HF), but it remains unclear how pulmonary and heart blood volumes (V<sub>p</sub> and V<sub>h</sub>, respectively) and extravascular lung water (EVLW) change in stab...

Shen, X-Jin.; Wang, H-Bing.; Ma, X-Qiong.; Chen, J-Hua., 2013: β,β-Dimethylacrylshikonin induces mitochondria dependent apoptosis through ERK pathway in human gastric cancer SGC-7901 cells. β,β-Dimethylacrylshikonin, one of the active components in the root extracts of Lithospermum erythrorhizon, posses antitumor activity. In this study, we discussed the molecular mechanisms of β,β-dimethylacrylshikonin in the apoptosis of SGC-79...

Donnelly, P.; Weber, N., 1985: The Wright-Fisher model with temporally varying selection and population size. The Wright-Fisher model in population genetics is considered in the case where the population size is random and the magnitude of the selective advantage of one of the alleles varies with time. The central question addressed is the possibility of...

Lorite, G.S.; Janissen, R.; Clerici, Jão.H.; Rodrigues, C.M.; Tomaz, J.P.; Mizaikoff, B.; Kranz, C.; de Souza, A.A.; Cotta, Mônica.A., 2014: Surface physicochemical properties at the micro and nano length scales: role on bacterial adhesion and Xylella fastidiosa biofilm development. The phytopathogen Xylella fastidiosa grows as a biofilm causing vascular occlusion and consequently nutrient and water stress in different plant hosts by adhesion on xylem vessel surfaces composed of cellulose, hemicellulose, pectin and proteins....

Jaffe, N.S., 1978: Intraocular lenses: secondary membranes; cystoid macular edema. In 650 consecutive Binkhorst lens implants, secondary membrane surgery was required more than eight times as frequently after an extracapsular than after an intracapsular cataract extraction. The visual acuity results after discussion were uniform...